|
Mega Cheap
Insurance Privacy Statement
The privacy practices of this
statement apply to our services available under the domain and
sub-domains of MegaCheapInsurance.com. Please
note that this Privacy Policy applies only to sites maintained by
MegaCheapInsurance.com
and not to websites maintained by other companies or organizations to
which we link. In addition, this Policy applies only to information
collected by MegaCheapInsurance.com
online, not offline. By visiting our websites you agree to be bound by
the terms and conditions of this Privacy Policy. If you do not agree
please do not use or access our services.
A special note about children's privacy
Children are not eligible to use our services. You must be at
least 18 years old to use this website and we ask that minors under
the age of 18 do not submit any personal information to us. We do not
knowingly collect, use or disclose personal information about visitors
under 18 years of age.
Although this Policy may seem long, we have prepared a detailed policy
because we believe you should know as much as possible about
MegaCheapInsurance.com practices and how we
treat any personal information that you may submit to us so that you can
make an informed decision.
MegaCheapInsurance.com reserves the right to
modify, amend or otherwise alter the terms of this Privacy Policy at any
time, and without notice. All users of this site will be bound by the
terms of this Privacy Policy and any subsequent modifications,
amendments or alterations thereto.
At MegaCheapInsurance.com, information is the
cornerstone of our ability to provide superior service. Our most
important asset is our clients' trust. We understand that you entrust us
with your private information to allow you find match with one or more
members of our business partner network which could include a bank,
insurance provider, lender, loan broker or some other financial
professional who may be able to meet your needs by responding to your
inquiry (each a "Client" and collectively our "Clients"). Keeping your
information secure, and using it only as you would want us to, is a top
priority for all of us at MegaCheapInsurance.com.
- We will safeguard, according to strict
standards of security and confidentiality, any information you share
with us.
- We will limit the collection and use of your
information to the minimum we require to deliver superior service to
you, which includes advising you about our products and services and
other opportunities, and to administer our business.
- We will not reveal your information to any
external organization (other than our Clients) unless we have
previously informed you in disclosures, been authorized by you, or are
required by law.
- We will not use or share personal
information for any purpose other than as disclosed in this Privacy
Policy.
- We will continuously assess ourselves to
ensure that client privacy is respected.
Information We Collect:
There are several areas on our website where you may be asked to enter
both personal and non-personal information. Our website uses these input
forms for clients and potential clients to request information about our
products and services. We may also collect information in order to
notify you about products, services, and other opportunities we think
will be of interest to you. To make a request, individuals may be
required to provide their contact information and personal information
such as your name, address, phone number e-mail address, income and
other financial or non-financial related information depending upon your
expressed need ("Personal Information").
Any information that you send to us may be collected and maintained in a
file specific to you.
We also may collect demographic information. Demographic information is
all other information such as gender, zip code, or any information that
is not tied to your Personal Information. In addition, we might receive
information about you from other sources (such as service providers) for
tracking purposes. We may add the information we receive about you to
your existing account. Like other websites, we also automatically
receive and record certain types of information every time you visit us.
We use "cookies" and other information to enhance your experience and
present you with personalized offers. Likewise, we sometimes use
third-party advertising companies to serve and track advertisements
appearing on our website. These companies may employ cookies and action
tags to measure advertising effectiveness. Any information that these
third parties collect via cookies and action tags is completely
anonymous. MegaCheapInsurance.com also
employs software technology referred to as clear .gifs or "Web Bugs"
which allow MegaCheapInsurance.com to
determine which pieces of content on our site are most effective from a
marketing standpoint. Clear .gifs work like cookies - they are graphics
with a unique identifier which allow MegaCheapInsurance.com to track the online movement of visitors to our
site. No personally identifiable information is tied to a clear gif.
Clear gifs are also used in connection with our HTML-based emails to
allow us to know when an email has been opened. If you do not wish to
receive such email communications, please refer to the Opt Out policy
below.
How We Use Your Information:
We do not share personal information about you with nonaffiliated
companies except to provide products or services you have requested. We
use the information you provide in the following circumstances:
Services and Products Requests
- If you submit a request for a loan product or other services offered
by MegaCheapInsurance.com or any of its
affiliated websites, MegaCheapInsurance.com will share the Personal Information contained in
your input request form with our Clients strictly to process and fulfill
your request. In some circumstances, MegaCheapInsurance.com may obtain additional information about you and/or
share that information with our Clients. For example our Clients who
receive your Personal Information may request and use your Social
Security number to access your credit score and/or credit report in
order to process and fulfill your request.
Vendors
- MegaCheapInsurance.com may share
certain aggregated data with Clients of business partners and other
third parties for general marketing and demographic purposes; however,
this data does not include any of your personal identifying information.
Although we require such entities to support our Privacy Policy, and to
comply with applicable federal and state laws, we do not have any direct
control over such entities nor do we guarantee or warrant their use and
handling of such de-identified information.
Ads and Pop Ups
- MegaCheapInsurance.com has
relationships with a number of third party ad networks. From time to
time you might receive advertisements for MegaCheapInsurance.com's services from third parties. These
advertisements are generated by a third party website that you have
visited and are not generated or controlled by
MegaCheapInsurance.com.
Affiliate Partners
- Personal and business information submitted to
MegaCheapInsurance.com and our Clients will be
shared with Commission Junction, the third party service provider which
operates our affiliate program. Information submitted through our
affiliate program is collected by Commission Junction. You should review
Commission Junctions' Privacy Policy which can be viewed at: (http://www.cj.com/privacy.jsp)
before submitting your Personal Information to
MegaCheapInsurance.com or any of our Clients.
As Permitted by Law
- Please note that we reserve the right to disclose Personal Information
for legal purposes, for the protection of this website, for the
protection of MegaCheapInsurance.com (or
any of its partners, employees, third party vendors, independent
contractors or affiliates) and/or for the protection of other users of
our website. Specifically, we reserve the right to disclose Personal
Information as allowed by law or share your Personal Information with
third parties if required by law to do so, or if we believe such action
is necessary to either: (a) conform with the requirements of law
enforcement or government agencies in response to subpoenas, court
orders, federal/state audits or similar circumstances, or as otherwise
required by law, (b) protect or defend our legal rights or property,
this website, or other users of this website, or (c) investigate,
prevent or take action regarding illegal activities, suspected fraud, or
situations involving potential threats to the physical safety of any
person.
Special Note if you are Registered on a
Do-Not-Call List - Our Clients may
contact you by telephone, email, or mail based on the information you
provided to us in order to process and fulfill your request, even if you
have opted into the National Do Not Call List administered by the
Federal Trade Commission, any state equivalent Do Not Call List, or the
Do Not Call List of an internal company. If one of the Clients contacts
you by telephone and you wish not to be contacted again by that that
Client with respect to your inquiry, then you should specifically make a
request to that Client not to contact you again. In the event a Client
continues to contact you after you have instructed the Client to stop
doing so, you should contact MegaCheapInsurance.com immediately to notify us of the problem. Deleting
your information - Federal and state regulations require that we store
completed financial and real estate requests for various periods of
time. In order to comply with these regulations, we cannot delete
information from our databases. In addition, even if your request was
withdrawn, by law, we cannot delete that information. We store all of
the information you might provide securely.
In the future, MegaCheapInsurance.com
could be acquired by another company that may or may not operate a
similar business and may or may not adhere to a similar privacy policy.
In the event such an acquisition occurs, the company which acquires
ZipSearch! LLC, Venture Click or Electric Business would have access to
information maintained by MegaCheapInsurance.com, including customer account information.
Security:
The security of your Personal Information is very important at
MegaCheapInsurance.com and we take a number of
steps to safeguard it and protect the loss, misuse and alteration of the
information under our control. Although MegaCheapInsurance.com uses industry standard efforts to safeguard the
confidentiality of your personal identifiable information, such as
firewalls and Secure Socket Layers, "perfect security" does not exist on
the Internet.
Links to Other Sites:
Please note that this website contains links and banner advertising that
may direct you to other websites. In addition, you may have arrived at
this website via a link or banner ad on a third party website. This
Privacy Policy applies to all information that you provide to
MegaCheapInsurance.com only.
MegaCheapInsurance.com is not responsible for
the privacy practices of or the content contained in other websites.
When you use a link or a banner ad to go from this site to another
website or vice versa, or are otherwise directed or redirected to
another website, this Privacy Policy no longer applies. Your browsing
and activity on such third party websites are subject to their own
respective privacy policies, if any, which may differ from that of
MegaCheapInsurance.com. In addition, the third
party websites that you may visit or use to gain access to the
MegaCheapInsurance.com website may request that
you download software to take advantage of their offers.
MegaCheapInsurance.com is not responsible for
any product or service that you download, purchase, or otherwise receive
in any manner or form, from a third party website. We encourage you to
review the privacy policies of the third party websites that you enter
and of any other service provider from whom you request services.
Anti-Spam Policy:
You will not receive email communications and advertisements from
MegaCheapInsurance.com or
MegaCheapInsurance.com's Clients unless you
submit your email address to MegaCheapInsurance.com or to a Client. In order to receive email
communication from MegaCheapInsurance.com
and/or a Client, you must provide your email address. Providing your
email address to either MegaCheapInsurance.com and/or any of its Clients represents your
affirmative consent to receive such communications. Additionally, you
may also receive emails that advertise MegaCheapInsurance.com services from third party publishers. We have strict
policies for dealing with any third party email services to ensure that
advertisements for MegaCheapInsurance.com
are not sent out through a "Spam" mailing and to ensure that our offers
are sent only to those individuals who have given us their email
addresses. If you want to stop receiving emails from
MegaCheapInsurance.com, a Client or a third
party publisher, you should follow the opt-out instructions below or
included in the Client or third party email so that you will not be
included in any future mailings.
Opt Out:
You have the opportunity to opt out receiving further communications
from us at any time by sending an e-mail to
remove@
MegaCheapInsurance.com.
To exercise your right to opt out of having your Personal Information
used for any purpose other than the service that you have specifically
inquired about or requested, or if you would like to direct us not to
make certain disclosures, please e-mail us or write to us with a
detailed description of your request at the following address:
.
remove@ MegaCheapInsurance.com
You may continue to receive email communications from us up to ten
business days from the time we receive your unsubscribe request. Please
note that MegaCheapInsurance.com can only
control its own mailing list and policies. Third party advertisers that
maintain their own mailing lists may send communications that advertise
our services, and you may need to contact these parties directly in
order to stop receiving their email communications. If you do not opt
out, your Personal Information may be used as described in this Privacy
Policy.
Changes to this Privacy Policy:
MegaCheapInsurance.com may update or modify this
Privacy Policy from time to time. If there are changes to this Privacy
Policy, we will post such changes here. You will be notified if any of
the material changes that affect the use of your Personal Information
and asked to opt-in to the new use of your Personal Information. If you
do not agree with the changes to how your information will be used,
please do not continue to use this website. By using this site, you
signify your assent to the MegaCheapInsurance.com Privacy Policy. If you do not agree to this Policy,
please do not use any of the MegaCheapInsurance.com site. Please check the Policy each time you use our
website to ensure you are aware of any changes in our privacy practices.
Our Privacy Policy will indicate the date it was last updated. Your
continued use of our site will signify your acceptance of the changes to
our Privacy Policy.
|
